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Casino Credit Managers


Throughout the history of gambling, there have always been those who wanted to gamble more money than they had. For some it was the allure of winning big, or the thought that with just a little more money, they might win back what they lost. Years ago, when gambling facilities were simply saloons, the person in charge of extending the credit would be the proprietor of facility. This individual would take promissory notes from patrons when they wanted credit. In those days, the line of credit issued was based on what the proprietor knew (or thought) the patron had or owned. The proprietor might check with the local town bank, but would be hard pressed to get an answer regarding finances quickly, especially if patrons were not local.

As the gaming industry evolved over the years, things began to change. Credit managers became part of the casino culture determining how much credit the casino would extend to patrons based on credit applications and credit reports. Computerized systems made it easier to look into an individual’s finances, bank balances, and outstanding loans.

With the click of a button, credit managers can now go through something called Central Credit, a credit service which provides credit reports to establish a credit line for a customer. Information garnered from those reports, together with other information including the patron's credit situation, outstanding credit lines at other casinos, and the individual’s gambling history at that specific casino help credit managers establish a credit line deciding how much they will allow a patron to borrow.