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About Carefirst, Inc.

CareFirst is a not-for-profit, non-stock holding company with subsidiaries providing managed health care plans to about 3.4 million members in Maryland, Northern Virginia, and The District of Columbia. It is the largest health insurer in Mid-Atlantic region. The company's main subsidiaries, CareFirst of Maryland, CareFirst BlueChoice, and Group Hospitalization and Medical Services are licensees of the Blue Cross and Blue Shield Association. Together, the subsidiaries do business as CareFirst BlueCross BlueShield and offer Blue-branded HMO and PPO plans, as well as consumer-driven coverage, to individuals and employers throughout their service areas.


CareFirst offers a broad portfolio of health insurance products and administrative services. In addition to traditional and consumer-driven (high deductible, low premium) plans, CareFirst provides limited Medical, Dental & Vision Plans and Medicaid options, and it serves some 624,000 members in the Federal Employees Health Program. The company offers HMO products through its for-profit CareFirst BlueChoice subsidiary.

Geographic Reach

CareFirst's products are offered to individuals and businesses large and small in Maryland and the Washington, DC, metropolitan area, including portions of northern Virginia.

Its headquarters is located in Baltimore, MD and in First Street, Washington D.C.


CareFirst' s community giving strategy is designed to fund innovative programs working to improve health care delivery systems, promote change on broad health initiatives, address health care disparities that target high-risk populations, and improve the overall, long-term health of the communities in Maryland, Washington, D.C., and Northern Virginia. In 2019, this strategy focused on funding on maternal and child health, safety net health services, and behavioral health care needs.

The company's continued efforts to reinvest in community health care programs have repeatedly earned CareFirst regional accolades as a leading corporate philanthropist, including the No.2 and No.7 spots on the Baltimore Business Journal and Washington Business Journal's 2019 list of top corporate givers, respectively.

Mergers and Acquisitions

In 2019, CareFirst BlueCross BlueShield (CareFirst) today announced it has reached separate definitive agreements to acquire Trusted Health Plan (Trusted) in Washington, D.C. and University of Maryland Health Partners (Health Partners) in Baltimore. Trusted operates as a Medicaid managed care organization exclusively in Washington, D.C. and Health Partners currently serves Medicaid enrollees in 20 Maryland Counties and Baltimore City. Terms were not disclosed.

Company Background

CareFirst's family tree has several roots, which trace back to 1934. Its predecessors include Group Hospitalization, Associated Hospital Service of Baltimore (later renamed Maryland Hospital Service), Medical Service of the District of Columbia, and Maryland Medical Service (later named Maryland Blue Shield).

Maryland and Washington Blues joined forces to create holding company CareFirst in 1998.

Carefirst, Inc.

10455 Mill Run Cir
Owings Mills, MD 21117-4208
Phone: 1 (301) 805-5005

Firm Stats

Employer Type: Privately Owned
President and CEO: Chester Burrell
Vice Chairman: Natalie O. Ludaway
Chairman: Michael R. Merson
Employees (This Location): 2,500
Employees (All Locations): 6,000

Major Office Locations

Owings Mills, MD

Other Locations

Washington, DC
Annapolis, MD
Baltimore, MD
Columbia, MD
Cumberland, MD
Easton, MD
Frederick, MD
Hagerstown, MD
Salisbury, MD
Sykesville, MD