The National Credit Union Administration (NCUA) charters and supervises more than 6,020 federal credit unions and operates the National Credit Union Share Insurance Fund (NCUSIF), which insures the savings of more than 102 million account holders at federal and some state-chartered credit unions. In addition, it issues loans to and makes deposits at member credit unions to provide liquidity and to stimulate economic development. The agency also publishes information for credit union customers on topics ranging from Internet transaction safety tips to finding the best mortgage and avoiding predatory lenders. President Franklin D. Roosevelt founded the NCUA in 1934; it became an independent federal agency in 1970.