- Vault Rankings
- Research Companies
- Explore Internships
- Career Advice
- Vault Guides
Once you've reduced your monthly student loan payments as much as possible through student loan consolidation, those of you considering public interest law should also check out your law school's Loan Repayment Assistance Program (LRAP) for even more help with your monthly loan payments.
LRAPs were set up by law schools (and are now also offered by some federal and state agencies) to defray or, in some instances, fully cover the education debt payments of their graduates who become government or public interest lawyers. Some 80 or so law schools (see list below) offer some kind of LRAP.
Generally speaking, full-time work (with some programs, part-time work may also qualify) as a public defender/prosecutor or in other government agencies/advocacy groups or in a public interest law firm will qualify you for an LRAP. Note that judicial clerkships are generally not considered eligible employment. Eligibility is also generally limited to those making under a certain annual income threshold, usually $35,000 - $50,000.
If you qualify, you will receive forgivable loans (contingent upon eligible employment for a specified period of time), grants or other financial assistance toward a percentage, or even all, of your student loan payments in a given year. Some schools may expect at least some contribution toward annual loan payments from each applicant.
Please note that LRAPs can vary significantly from school to school and they certainly have their limits. Most are severely underfunded, so not all qualified candidates may receive assistance in any given year. Generally, LRAPs give preference to the applicants with the highest debt-to-income ratios. Also, with many programs, once you earn even a dollar over the maximum income threshold you will become ineligible for continued assistance under the program.
Law Schools with Loan Repayment Assistance Programs
Want to be found by top employers? Upload Your Resume
Join Gold to Unlock Company Reviews