Job Responsibilities
Maintaining a portfolio of commercial banking customer. Entails
renewing credit facilities, performing reviews of client
financial performance on a routine basis. Assisting sales team
on new deals.
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Job Requirements
Must have an undergraduate degree. I went through an associates
program that provided me with job specific training, such as
credit analysis, learning how to use the systems, etc.
Following this position my next step would be as a Risk Manager,
where I would be able to underwrite new deals. After Risk
Manager I would be become a Relationship Manage, which is a
sales position.
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Uppers
Interacting with both internal and external customers and getting to learn about
different industries and how different people make money.
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Downers
Writing analysis.
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Lifestyle
I am in the office M-F 8-5. Rarely do I work weekend hours and I travel
approximately 2 nights a year.
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Compensation
Full medical and dental benefits, pension, 401(k) plan,
transportation, dependent care, medical spending accounts, and
tuition reimbursement. Base salary of $53,000 per year, with
eligibility for annual bonus (avg. $5,000 the last 3 years), and
annual merit raises (approx. 3% annually).
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Advice to Jobseekers
Definately not a position that a recent college grad could
field. Would have to enter some type of training program that
would lead to this field. Would have to love to analysis
numbers and must be able to make solid credit decisions.
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