Job Responsibilities
Answer phones, solicitation for consumer and real estate loans,
sell various insurance products when applicable with consumer
loan, sell credit insurance, promote retail set up with
retailers for financing, collect delq. accounts, in the field to
speak with clients for delq. accounts, collecting pymnts,
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Job Requirements
I have been in financing for 10yrs+, I have worked consumer &
commercial and now real estate. I have not completed my degree,
I have completed approx. 2 years into my degree.
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Uppers
Other than being out in the field when necessary, there is not much I would
really consider the best part of my job. Not too many employees of American
General Financial Services are happy working there.
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Downers
Constant pressure, too much pressure from ADO's or DM's trying
to manage your day, when they have absolutely no idea of what
you do or how you do it, each branch is different. Also, this
position is consider an Assistant Manager, however has been re-
named to be Financial Representative... the managers including
their superiors treat employees as kids, this has been the
complaint across the board. There is far too much discrimination
amongest the management team with disabilites, pregnancy or even
race depending on the district you are in and what the majority
is, then that race will be placed there and not have a chance
for upper management unless... the race is in their favor... very
sad.
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Lifestyle
Long hours between Oct-Dec. Then again in April. American General Financial
Services, comes up with every reason in the world not to have business
celebrations, unless it is amongest the elite of managers, which they are honored
with vacations, combined with seminars. In the field a lot with this position,
including the banks, retailers, and consumers homes.
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Compensation
The pay is awful. I was even told from another American General
Financial Services associates with AIG who owns American General
Financial Services, that the pay is not compensated as it should
be, many of us are under paid by 10k to 17k on average. Also,
widely known amongest this company, is the pay between the men
vs. women, men on average in the same position make $4-$8 more
than a female of equal qualifications or more working
experience. The vacation pay is good once at 3 years = 3 weeks
paid vacation with personal days for another 3 days and 5 sick
days.
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Advice to Jobseekers
My advice, try to work for the parent company AIG, not American
General Financial Services, unfortunately AIG is not able to see
the behaviors amongest their subsidaries. If you come on board
for this position request a minm of $38k in the Atlanta region,
the job is not work it for that, but at least you will not sign
up for a raping. Also be prepared to take you Georgia Life
Accident Sickness insurance test within 6 months...not a hard
test, just set aside the time to study at home. If you are
placed in ADO---Kathy Mixon beware she is not a good person to
work for unfortunately she should have retired, instead opts to
take on her evil self against the employees. She herself will
demand a lot from you, completely skipping the manager to speak
with you, and just so you know if she demands a degree, she
herself has only a high school diploma and no more and worked
herself from the bottom of the chain as a customer associate, so
beware of her nose and high she sticks it when you go over your
education degree or no degree, she has no right to explore, if
you know the job or the function then you know it. Leave it at
that.
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