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Job Survey: Insurance Representative/Agent

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Location: Champaign, IL
Company: Aflac
Experience: Entry-level
Highest Level of Education: MA - Academic Program



Job Responsibilities
Responsible for introducing individuals/company's to the benefit of Aflac insurance, servicing companies/individuals accounts
Job Requirements
At least a Bachelor's Degree, the ability to accept rejection, and able to think "outside of the box". They also want you to have the capacity to want more out of life than just an ordinary paycheck. You must want to control your own destiny.
Uppers
Incentives, Incentives, Incentives (trips, money, gas cards, etc.) and all the encouragement you could possibly handle.
Downers
Soliciting trying to get clients, having people constantly say, "no", working without immediate rewards (paydays)
Lifestyle
Professional casual
Compensation
Salary is 100% commission, no clients - no pay, no benefits (have to get those through NAPA), you do have stock options after being with the company for a couple of years, no other benefits other than GOOD pay when you do get clients.
Advice to Jobseekers
May sure you have some money stocked up first, before coming on as an independent agent. It takes time to get clients, especially big ones. The process usually takes some time (week - smaller clients to months - for larger clients). You really have to work hard, so just get ready. I've been with the company for over a month, and I still haven't gotten a check because I haven't enrolled any new clients yet. The process of acknowlegement to enrollment usually takes a couple of weeks. Just because a company decides to enroll, still doesn't mean you are PAID. You have to enroll the client and send their information down to WWHQ (in Georgia) to be official. You are usually paid within 72 hours after that. You are paid a percentage of what you sell. Some programs are worth more than others, so you are usually encourage to push those programs.

This Insurance Representative/Agent career survey is just one of 1000s of exclusive career surveys available on Vault. Find out what it's actually like on the job with Vault's job surveys.

Read all Vault Career Surveys for the inside scoop on specific jobs
Read Vault Employee Surveys for the inside scoop on specific employers
Read Vault Student/Alumni Surveys for the inside scoop on colleges and grad schools