| Executive VP - Financial Mgt Group |
Outlook is excellent as the local economy continues to recover. We are
the largest Texas based financial institution and occupy a consideral
presence in the state. We have considerable longevity, stability and a
sterling reputation in our market. We are a regional bank, but place a
high emphasis on technology and highly skilled personnel. As such, we
have most of the services that are offered by super-regional banks and
compete successfully. We have offices in most of the larger,
metropolitan areas of the state, especially in the heart and southern
portion. I believe our strengths are our solid, consistent and honest
business practices that offer genuine value to the customer.
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