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Vault Message Board: Central Intelligence Agency

Topic Name: Finances and Background Information
Message Name: Finances
Date Posted: 01/10/2006
In Reply To: As far as I understand, the idea of the BI check regarding your finances is an effort to find any financial hardships you may have that could make you a liability (or asset to an agent). If you are under any financial hardships, expect that to be scrutinized. I, personally, do not know what sort of situations could be described as "hardships," but something like a student loan or a few credit cards shouldn't be too much of a concern. However, if you demonstrate a propensity for spending beyond your means, that's definitely a detriment. I hope you're not a compulsive gambler either. Good Luck to you and hope I helped.
Message: I agree with the post above: Here is a link to the adjudicative guidelines that they use for security clearances: http://www.dss.mil/nf/adr/adjguid/adjguidF.htm If you click on "financial considerations," you'll see what sort of things they are looking for, as well as mitigating circumstances. It sounds like your situation, which is pretty typical, shouldn't raise any red flags.

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