| Topic Name: |
Finances and Background Information |
| Message Name: |
Financial BI |
| Date Posted: |
01/10/2006 |
| In Reply To: |
I applied, received and invite to attend the information session... interviewed and was sent a COE. Very pleased...however; I am concerned about my passing the BI. I have never done drugs (currently working for FLE), never had any anti-depressants,etc...I am worried about my credit. I have never filed for Bankruptcy, no repossessions, no liens or outstanding collections...what I am concerned about is I have three or four late (30 days) payments. I remember the security personnel informing all applicants to pay down their debts. Anyone have any idea(s) what CIA considers "a lot of debt". I have a house, equity line of credit, several credit cards, and a student loan. What do you think are my chances?
On a side note, I have been reading you guys post during this stressful time and some of you guys response(s) have really help. PLEASE, ONLY SERIOUS REPLIES |
| Message: |
As far as I understand, the idea of the BI check regarding your finances is an effort to find any financial hardships you may have that could make you a liability (or asset to an agent). If you are under any financial hardships, expect that to be scrutinized. I, personally, do not know what sort of situations could be described as "hardships," but something like a student loan or a few credit cards shouldn't be too much of a concern. However, if you demonstrate a propensity for spending beyond your means, that's definitely a detriment.
I hope you're not a compulsive gambler either.
Good Luck to you and hope I helped.
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