Scottsdale Insurance Company insures the riskier parts of life, the universe, and everything. The property/casualty insurer specializes in excess and surplus insurance lines (E&S) -- insurance coverage for higher-risk individuals and businesses including alarm contractors, bars, exterminators, and tree trimmers. The company also offers such niche products as pet insurance, professional liability, and products for public entities (cities and counties). E&S providers are not allowed to advertise directly to consumers, so Scottsdale Insurance relies upon wholesale general agents, program managers, and brokers to sell its products through local agents. The company is a subsidiary of Nationwide Mutual Insurance.


The company is the lead entity of the Scottsdale Insurance group of companies, which also includes National Casualty, Scottsdale Indemnity, and Scottsdale Surplus Lines Insurance. Scottsdale Insurance premiums total more than $2 billion, with policies primarily underwritten by the National Casualty unit.

Scottsdale Insurance's Freedom Specialty division offers liability coverage products for corporate officers and board members. Scottsdale Insurance also owns a majority stake in Veterinary Pet Insurance, which offers medical insurance policies for cats, dogs, and other pets throughout the US. Scottsdale Insurance's sister company, Western Heritage Insurance, is another underwriter of E&S policies.

Geographic Reach

The Scottsdale Insurance policies are available in all 50 US states and Washington, DC.

Financial Performance

Scottsdale Insurance is part of Nationwide Mutual's property/casualty insurance segment, which accounts for more than two-thirds of Nationwide's annual revenues. The Scottsdale group accounts for about 15% of Nationwide's total property/casualty premiums.


To expand its product offerings, Scottsdale Insurance partnered with Virtue Risk Partners in 2014. Through the venture, the companies will offer commercial package products such as general liability, professional, excess, environmental, and commercial auto coverage to consultants, engineers, and contractors throughout the US.

Company Background

Scottsdale Insurance was founded in 1982 by Nationwide Mutual.

Other Nationwide units that operate in the property/casualty space include Nationwide Insurance, ALLIED GroupNationwide Agribusiness, Harleysville Group, and Titan Insurance. Nationwide also offers life insurance and retirement products through its Nationwide Financial Services division.

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8877 N Gainey Center Dr
Scottsdale, AZ 85258-2108
Phone: 1 (480) 365-4000
Fax: 1 (480) 905-5222


  • Employer Type: Subsidiary
  • VP and CIO: Joe Griffith
  • President and COO: Michael D. Miller
  • VP and CFO: David Nelson

Major Office Locations

  • Scottsdale, AZ

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