About Cincinnati Financial Corporation

Cincinnati Financial Corporation (CFC) serves up a whole menu of insurance -- plain and simple or with extras if you like. The company's flagship Cincinnati Insurance (operating through three property/casualty subsidiaries) sells commercial property, liability, excess and surplus, auto, bond, and fire insurance; personal lines include homeowners, auto, and liability products. Subsidiary Cincinnati Life sells life, disability income, and annuities. The company's CFC Investment subsidiary provides commercial financing, leasing, and real estate services to its independent insurance agents. Its CSU Producers Resources offers insurance brokerage services to independent agencies. The Schiff family formed CFC in 1968.


The company maintains a force of some 1,400 field associates who provide local service to the distributing independent agencies and policy holders. Its claims management system employs a team of field claims associates and a special investigations unit assigned to detect fraud.

Geographic Reach

CFC markets its policies in 49 states and the District of Columbia. The company writes some 20% of its business in Ohio, and is strong in Illinois, Indiana, and Pennsylvania. Its commercial lines segment targets primarily small to midsized businesses. CFC has tied its growth to expanding the territories in which it markets, and increasing the number of new agencies with which it strikes new relationships.

Financial Performance

All segments of the business reported growth in 2013 and the company declared a 10% increase in revenue, up to $4.5 billion from $4.1 billion. Investment gains and fewer natural disasters, and related pay-outs, gave CFC a 23% jump in net income for the year. All of that lead to a $158 million bump in cash from operations. 


Going forward, the company plans to wring more profit out of policies by raising deductibles and conducting more site inspections of properties it insures. CFC also works on developing new products and helping its independent and captive agents better market existing policies.

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Cincinnati Financial Corporation

6200 S Gilmore Rd
Fairfield, OH 45014-5141
Phone: 1 (513) 870-2000
Fax: 1 (513) 870-2900


  • Employer Type: Public
  • Stock Symbol: CINF
  • Stock Exchange: NASDAQ
  • President, CEO, and Director: Steven J. Johnston
  • SVP, CFO, and Treasurer: Michael J. Sewell
  • Chairman: Kenneth W. Stecher

Major Office Locations

  • Fairfield, OH

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