About American United Mutual Insurance Holding Company

There are 50 states, but only OneAmerica. American United Mutual Insurance Holding Company is primarily a life insurer whose operating units do business under the OneAmerica Financial Partners banner. The company offers individual life insurance, disability and long-term-care coverage, and annuities. For businesses the company offers employee benefits, retirement plans, and group life insurance. Its subsidiaries include American United Life Insurance, The State Life Insurance Company, OneAmerica Securities, OneAmerica Assets Management, and Pioneer Mutual Life Insurance. The company operates in 49 states and Washington, DC.

Flagship insurer American United Life was formed in the 1936 merger of United Mutual Life Insurance and American Central Life Insurance.

OneAmerica is working to focus on its core life, retirement, and employee benefit operations. As such, in 2011 the company announced plans to exit the medical stop-loss coverage market when it agreed to sell the stop-loss policy renewal rights of America United Life to insurance firm Symetra for some $26 million. The stop-loss operation, which are conducted through America United Life's R.E. Moulton subsidiary, will be transitioned to Symetra by February 2012.

American United Mutual restructured into mutual holding company ownership in 2000, a move that not only gave it a more favorable tax status, but allowed it to form and acquire stock subsidiaries. Following the restructuring, the company made a string of acquisitions. Purchases included the life, long-term care, and annuity business of Golden Rule Insurance (2005); medical stop-loss insurer R.E. Moulton and the group life and disability insurance business of The Union Central Life Insurance Company (2003); and Pioneer Mutual Life Insurance (2002).

The company had agreed to acquire mutual life insurer Shenandoah Life in 2008, but OneAmerica terminated the deal the following year shortly before Shenandoah Life was placed in receivership by the state of Virginia due to financial difficulties brought on by the US mortgage and credit crises.

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American United Mutual Insurance Holding Company

1 American Sq
Indianapolis, IN 46282-0020
Phone: 1 (317) 285-1877
Fax: 1 (317) 848-7141


  • Employer Type: Private Mutual Company
  • Regional Sales Director of Retirement Business: Mike Gastineau
  • Employees: 13,840

Major Office Locations

  • Indianapolis, IN

Other Locations

  • Concord, CA
  • San Diego, CA
  • Shafter, CA
  • Denver, CO
  • Orlando, FL
  • Bloomington, IN
  • Farmington Hills, MI
  • Tawas City, MI
  • Kansas City, MO
  • Malden, MO
  • Charlotte, NC
  • Independence, OH
  • Yardley, PA
  • Dallas, TX
  • New Braunfels, TX
  • Seattle, WA
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