ACE USA's deck is stacked with insurance cards. The company is the US retail operating division of Swiss insurance firm ACE Limited. ACE USA provides a comprehensive range of property/casualty, risk management, accident, disaster, professional lines, workers' compensation, and health insurance products to individuals and businesses throughout the US. It sells these through licensed insurance brokers. ACE USA has dedicated efforts to tailor its services to four specialized industries: construction, health care, energy, and public entities. It also has an arm dedicated to merger and acquisition underwriting practices.
ACE USA is made up of several business units, each of which provides products and services in its niche market. They include: ACE Accident & Health, ACE Casualty Risk, ACE Global Underwriting, ACE Medical Risk, ACE Professional Risk, ACE Risk Management, and ESIS, Inc. a subsidiary which provides risk management services.
Additionally the company operates ACE Westchester that specializes in excess and surplus lines specialty products, including property, inland marine, casualty, professional lines, agriculture and environmental liability products, which it distributes through wholesale brokers.
And, of course, what kind of insurance company would ACE be if it didn't have Rain and Hail coverage? Actually, it's only one of a handful that offer such coverage that pioneer in crop insurance that has served America's farmers since 1919, provides comprehensive multiple peril crop and crop-hail insurance protection to customers in the U.S. and Canada.
It is part of ACE's strategy to offer the typical insurance that most other providers offer, but to also offer a myriad of coverage such as Combined Insurance providing a wide range of personal accident and sickness insurance products including short-term disability, critical condition and hospitalization/recovery.
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