D+H USA (formerly Harland Financial Solutions) gives banks answers to their back office problems. The company's software for financial institutions include tools for lending and account origination, customer relationship management, business intelligence, bank and credit union core processing systems, Internet and mobile banking applications, teller and call center platforms, mortgage lending and servicing, risk management, and regulatory compliance. D+H USA also offers a service bureau for outsourced core processing, as well as document imaging and electronic statement processing services. D+H USA is a subsidiary of Harland Clarke.
The company has about 15 offices in the US and international locations in India, Ireland, and Israel.
Sales and Marketing
The company makes most of its sales directly. Clients include more than 6,000 financial institutions, from commercial banks and thrifts to credit unions and mortgage companies.
Mergers and Acquisitions
D+H USA has historically used acquisitions to expand its product selection and customer base. In 2010 it bought Memphis, Tennessee-based Parsam Technologies, a developer of electronic banking applications sold under the uMonitor brand, to augment its own line of software that enables online lending, branch automation, and Internet banking among other functions. The deal also gave it an offshore software development and support facility in India.
Previous purchases included Easy Systems (branch automation software), SPARAK Financial Systems (core banking systems), INTERLINQ Software (mortgage lending software), Premier Systems (processing services for credit unions), Financialware (enterprise content management), Intrieve (outsourcing services), and Fair Isaac's core processing business.
Formed in 2000, the company was acquired in 2007 by M & F Worldwide, which manufactures checks and business forms through its Harland Clarke division, provides testing and assessment services through its Scantron unit, and manufactures licorice extract via Mafco Worldwide.